About this propertyMLS® 1299784
Welcome to this truly one-of-a-kind oceanfront property in the heart of historic Bonavista, where breathtaking sunsets, panoramic ocean views, and authentic Newfoundland charm come together. Just a short stroll from local cafés, restaurants, artisan shops, this exceptional property offers a rare opportunity to own both a beautifully renovated home and a character-filled heritage guest cottage. The main residence has been extensively renovated while maintaining its warm and inviting character. The thoughtfully designed layout features a convenient main-floor bedroom and laundry, making everyday living easy and accessible. Upstairs, you’ll find two additional bedrooms, creating comfortable space for family or guests. Adding incredible value is the detached heritage guest cottage, where much of the original charm has been carefully preserved. Offering four bedrooms, one bathroom, a cozy living room, and a kitchen, it provides endless possibilities as a guest retreat, rental property, or space for extended family. The cottage is a Registered Heritage Structure, know as the Samuel Abbott Fishing Room c1870. Outside, the property’s rich Newfoundland heritage continues with a traditional two-storey twine loft complete with its own flake—an increasingly rare feature that captures the area’s fishing history. A separate storage shed provides additional storage, while the expansive oceanfront setting offers front-row seats to spectacular sunsets, passing whales, icebergs in season, and the ever-changing beauty of the Atlantic. Whether you’re searching for a distinctive year-round residence, an unforgettable coastal retreat, or a property with exceptional income potential, this remarkable Bonavista offering is unlike anything else on the market. Property is being offered ""AS IS WHERE IS"" (id:56688)
Specifications
Property details
Overview
The home
Systems & utilities
Size & land
Taxes
Parking & outdoor
Features
Fees & source
Room by room
Rooms
View rooms as table
| Second level | Other Bedroom Bedroom | 9.3 x 9 · 84 sqft 7.4 x 12 · 89 sqft 6.9 x 13.8 · 95 sqft |
| Main level | Bedroom Bath (# pieces 1-6) Kitchen Living room | 10 x 8.6 · 86 sqft 5 x 10.8 · 54 sqft 6.8 x 17.7 · 120 sqft 17 x 17 · 289 sqft |
The neighbourhood
Bonavista at a glance
Live market stats for Bonavista — what's for sale, what it costs, how it compares to nearby towns, and how walkable this address is.
Homes for sale here
26
Median list price
$254k
Price range
$16k – $599k
Typical build
1969
Average size
1,556 sqft
Where Bonavista listings are priced
Every active list price in Bonavista, grouped into bands.
List price, thousands of $ · 26 homes
View as table
| Price band ($) | Listings |
|---|---|
| <200 | 11 |
| 200–300 | 6 |
| 300–400 | 6 |
| 400–500 | 1 |
| 500–750 | 2 |
How Bonavista compares
Median list price against the next biggest markets — click a row for that area guide.
The essentials
Location, air, flood & taxes
Elevation
0 m
0300 mmetres above sea level
Flood, zoning & air quality are mapped for St. John's only
Property tax
$648 / year
≈ $54 / month · assessment year 2026
Amenity constellation
compass view · OpenStreetMap · ODEF schools
Nearby & drive routes
16 places shown · OpenStreetMap · OSRM
Schools 4
Health 1
Groceries 6
Cafés 5
Cost & context
What this home really costs
Winter heat, five years of ownership, how this price sits against the market, and what the map says is within walking distance — every figure captioned with its assumptions.
Winter warmer
Jan–Mar · estimate
$196/mo
Est. winter heating (electricity) — about $587 for January through March.
Estimate — not an appraisal. electricity at 15.587¢/kWh (Newfoundland Power, eff. Jul 1 2026, pre-HST). 902 sqft. Climate severity defaults to the St. John's normal (no station nearby). Jan–Mar only; excludes HST, hot water, cooking and any cooling.
5-year cost of ownership
20% down · 25-yr
5-year all-in: $103,687
Closing costs + five years of running costs + 60 mortgage payments on a $325,000 home.
If rates rise 2 points
$18,569 more over five years if the rate is 6.44% instead of 4.44% — P&I only.
Once, at closing
- Land transfer (registration) fee$100 + $0.40 per $100 over $500, capped at $5,000$1,398
- Legal feesest.estimate — your lawyer quotes the exact figure$1,500
- Down payment (20%)$65,000
Every year
- Heatingest.2× the Jan–Mar estimate (heating season ≈ 6 months)$1,174
- Property taxfrom the feed$648
- Home insuranceest.estimate — NL range $700–$1,500/yr$1,100
× 5 years = $14,610
By down payment
| Down | Payment | 5-yr all-in | Note |
|---|---|---|---|
| 5% | $1,706 | $119,846 | needs mortgage insurance (not modelled) |
| 10% | $1,616 | $114,460 | needs mortgage insurance (not modelled) |
| 20% | $1,436 | $103,687 | no mortgage insurance |
Estimates — not a quote or an appraisal. Mortgage at 4.44% (best market 5-yr fixed, Ratehub.ca, 2026-11-04), 25-year amortization, P&I only. Land transfer fee: Registry of Deeds schedule ($100 + $0.40/$100 over $500, cap $5,000). Legal $1,500 and insurance $1,100/yr (NL range $700–$1,500) are estimates. Heating is 2× the Jan–Mar winter estimate. 5-year all-in = closing costs + 5 years of running costs + 60 mortgage payments; it excludes CMHC insurance (needed below 20% down), utilities other than heat, and maintenance.
Rate time machine
same house · same down payment
Same house, same down payment — your payment today at 4.44%best market rate · posted was 6.19%
- Today, best market rate2026-11-04 · 4.44%$1,436/mo
- Today, posted2026-11-04 · 6.19%$1,706/mo
- 5 years ago2021-11-03 · 4.79%$1,488/mo
- 10 years ago2016-11-02 · 4.64%$1,466/mo
At 6.19% — five years ago — the same mortgage would have cost $269 more each month than at today's posted rate.
Principal & interest only: $260,000 (80% of the $325,000 asking price — 20% down), 25-year amortization. No taxes, insurance, fees, or mortgage insurance. Today's rate is the Bank of Canada conventional 5-year rate observed 2026-11-04. The 5- and 10-year rows are two documented observations of that same series (2021-11-03 = 4.79%, 2016-11-02 = 4.64%, retrieved 2026-11-01 from bankofcanada.ca/valet) — fixed reference points, not a modelled path between them. Estimate — not an offer of credit; your lender's rate will differ.
Price ghosts
$/sqft vs 21 active
Priced at the 99th percentile of active Bonavista homes
$360/sqft — city median $141/sqft.
Errand score
walk-time weighted
34
grocery 460 m, school 660 m
Nearest errand: Bonavista Bicycle Picnics and Cafe (café) — 260 m, about 3 min on foot.
Walk-time-weighted from OpenStreetMap + ODEF school data; straight-line distance at 4.8 km/h. Weights: grocery 1.0, school 0.9, health 0.8, park 0.4, café 0.35, bus 0.3 — nearest place per category only. Half-value every 6 minutes of walking; nothing scores past a 15-minute walk. 100 = every category at the door. This is a mapping of what's drawn on the map, not a survey of what exists.
Ask this listing
open data · 3 questions
- School within 1 km?Yes · 660 mDiscovery Collegiate (Bonavista)
- Grocery nearby?Yes · 460 mGrocery store
- Bus stop?No bus stop mapped within 800 m
From OpenStreetMap + ODEF schools (straight-line distance) and the City of St. John's flood & zoning maps. Flood and zoning are mapped for St. John's only; elsewhere those questions don't appear because we don't know the answer.
Monthly carrying cost
$1,362/mo
Plan ahead
Calculators
Estimate payments and returns before you make an offer — all in one place.
Plan ahead
Mortgage & investment calculator
Estimated monthly payment
$54/mo
Principal & interest $0 + property tax $54 per month
Financing breakdown
Rental math
Investment calculator
Monthly cash flow
$-407
NOI / month
$-407
Cap rate
-1.50%
Gross yield
0.00%
| Line item | Monthly | Yearly |
|---|---|---|
| Gross rent | $0 | $0 |
| Mortgage | $0 | $0 |
| Property tax | $54 | $648 |
| Expenses | $353 | $4,236 |
| Vacancy | $0 | $0 |
| Management | $0 | $0 |
| Cash flow | $-407 | $-4,884 |
| NOI | $-407 | $-4,884 |
Flip rule of thumb: buy at ≤ 70% of ARV minus repair costs.
Get in touch
Have a question?
Send a message and Haris will get back to you — usually the same day.
Talk to Haris
A real person, every time
Buying, selling, or just curious about what your home is worth — no call centres, no runaround.
- Call or text416-873-4676
- Emailharis@barki.co
- Office17 Duffy Place, Suite 200, St. John's
Keller Williams Platinum Realty
Your details go straight to Haris — never shared, never spammed.




































